The Central Bank’s Financial Stability Report shows sector capital adequacy of 18.3%, a 208% liquidity coverage ratio and non-performing loans at 3% as of 1 January 2026.
Uzbekistan recorded real GDP growth of 7.7% and annual inflation of 7.3% in 2025. The banking system’s total capital adequacy ratio reached 18.3%, Common Equity Tier 1 stood at 14.7%, the liquidity coverage ratio was 208% and the net stable funding ratio was 120%.
The non-performing-loan ratio declined to 3%, supporting the regulator’s assessment that system resilience was maintained. The report also tracks household debt-service burdens and housing-market conditions, noting an average household DSTI ratio of 37% and a 4.8% decline in soum-denominated house prices during the year.
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